Affluent individuals and families face unique challenges in growing and protecting their assets. As your wealth increases, management of your financial affairs typically grows in complexity. Our Wealth Management service is specifically designed to most effectively manage your financial affairs through the seamless integration of financial planning, investment management, tax management and estate reviews.

In addition to portfolio services, Wealth Management clients receive annual financial planning updates and have continuous access to our tax management, preparation and compliance service. For a detailed listing of the services included at the Wealth Management level click here.

Wealth Management services begin with an in depth planning phase that involves collecting and analyzing detailed client information, including personal preferences and objectives, in order to develop a baseline financial projection and various alternative scenarios. Next, we discuss the merits of each alternative, agree upon the optimal strategy and identify specific recommendations regarding cash management, tax strategies, retirement plan distributions and estate planning solutions. Finally, we draft an Investment Policy Statement which outlines the client's asset allocation, the recommended mix of passively- and actively-managed institutional investments and guidelines for deployment, benchmarking, trading and rebalancing.

Fees for the initial planning phase are calculated on an hourly basis at a rate of $200 per hour. Most planning engagements are completed within a 15 to 25 hour range. The minimum fee is $3,000. As part of our firm's policy of full disclosure, all planning fees are capped and spelled out in writing before any services are performed. This policy ensures that our clients' needs are evaluated objectively and in a cost-effective manner.

Following the completion of the initial planning phase, clients begin the retainer phase of our Wealth Management services. Retainer fees for Wealth Management clients are assessed on a quarterly basis in accordance with the fee schedule below.

	Assets Under Management		Assets Under Advisement
Client's Portfolio Value	Annual Rate	Quarterly Rate	Annual Rate	Quarterly Rate
$2,000,000 - $5,000,000	0.650%	0.1625%	0.250%	0.0625%
$5,000,001 - $10,000,000	0.450%	0.1125%	0.200%	0.0500%
$10,000,001 - $20,000,000	0.350%	0.0875%	0.150%	0.0375%
$20,000,001 +	0.300%	0.0750%	0.100%	0.0250%

Assets Under Management includes all investment assets under the discretion of Truepoint Capital. Assets Under Advisement includes the fully-vested equity value of investment assets not under the discretion of Truepoint Capital. Truepoint Capital provides ongoing advisement, continuous monitoring and periodic reporting on all assets included as either Assets Under Management or Assets Under Advisement.

Please note that there is a minimum fee of $3,250 per quarter ($13,000 annually) for portfolio values below $2,000,000; this may result in an annual fee in excess of .65%.